Keeping in view the guidelines issued by RBI from time to time and the good governance practices; the following components are factored in determining the interest rate and other charges chargeable to the customers..
This policy covers how Usha Financial Services treats personal information that Usha Financial Services collects and receives, including information related to your past use of Usha Financial Services products and services. Personal information is information about you that is personally identifiable such as your name, address, email address, or phone number, and that is not otherwise publicly available. This policy does not apply to the practices of companies that Usha Financial Services does not own or control, or to people that Usha Financial Services does not employ or manage..
Information Collection and Use :
Usha Financial Services collects personal information when you register with Usha Financial Services, when you use Usha Financial Services products or services, when you visit Usha Financial Services pages or the pages of certain Usha Financial Services partners, and when you enter certain promotions. Usha Financial Services may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some real estate products and services we may also ask for your address, Social Security number, and information about your assets. One you register with Usha Financial Services and sign in to our services, you are not anonymous to us.
Usha Financial Services collects information about your transactions with us and with some of our business partners, including information about your use of real estate products and services that we offer.
Information Sharing and Disclosure :
Usha Financial Services does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances: We provide the information to trusted partners who work on behalf of or with Usha Financial Services under confidentiality agreements.
These companies may use your personal information to help Usha Financial Services communicate with you about offers from Usha Financial Services and our marketing partners. However, these companies do not have any independent right to share this information.
Confidentiality and Security
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
Usha Financial Services may update this policy. We will notify you about significant changes in the way we treat personal information by placing a notice on our site.